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  • Consent to Electronic Communications for Small Business
    Capitalized terms not otherwise defined in this Consent to Electronic Communications for Small
    Business (the "Consent") have the meaning set forth in the Business Online and Mobile Banking
    Agreement (the "Agreement") below.
    To use the Services, consent to receive electronic communications must be provided as
    described below. Successful use of the Services by a User demonstrates ability to access
    information about the Services that we have posted on our online or mobile site o
    r our Small
    Business Mobile Banking App.
    Electronic Communications You Consent to Receiving.
    Electronic communications covered
    by this Consent may include at least the following: (i
    ) the initial disclosure statement or
    agreement governing the Services; (ii) any disclosures required by federal, state or local law; (iii)
    letters, notices or alerts regarding the Services or the Account(s); and (iv) any changes to the
    Services or the Acc
    ount(s). This list is not exhaustive and the Consent covers any electronic
    communications we may send relating to the Services or the Account(s).
    Online Statements.
    If you currently receive statements relating to the Account(s) electronically
    ("online statements"), you should review the Small Business Online Statement Terms and
    Conditions again as they may have changed since they were last accepted. If you do not
    curr
    ently receive online statements, as described in the Agreement, we encourage you to receive
    online statements by enrolling and agreeing to the Small Business Online Statement Terms and
    Conditions. This Consent also applies to your receipt of online stateme
    nts and is incorporated
    into the Small Business Online Statement Terms and Conditions. Online statements may include
    information about the Account(s), including your balance or the due date. We will never include
    your full account number, tax identificatio
    n number or social security number in
    email
    s or other
    messages we send to you.
    Recurring Payments.
    If recurring payments from the Account(s) have been authorized, these
    payments will continue until a requested end date or recurring payments are canceled.
    Revocation of this Consent to electronic communications or discontinuing use of one or more of
    the S
    ervices will not cancel recurring payments unless expressly requested.
    Access to Your Electronic Communications.
    Electronic communications may be viewed by any
    User through our website or Business Mobile Banking App or with access to an
    email
    account
    provided to us in the Setup Form for delivering these communications. Electronic
    communications also may be retained by the hardware or software used to view Account
    information or an authorized
    email
    account.
    Withdrawing Your Consent.
    To withdraw consent to electronic communications, a Business
    Authorized Signer must contact us in writing at Fulton Bank, N.A., PO Box 6, East Petersburg, PA,
    17520 or by calling us at 1.800.385.8664. Consent may be withdrawn free of charge. We will not
    i
    mpose any fee to process the withdrawal of this Consent to electronic communications.
    Withdrawal will be effective once we process the request.
    Your Obligation to Update Your Contact Information.
    You agree to update any
    email
    or other
    contact information that you or any User provide so that you will continue to receive important
    information relating to the Account(s) and the Services. We have no obligation to update any
    email
    addresses or other contact information you or a User provide, including if we become
    aware that this information may not be current.
    Hardware and Software Requirements.
    To access and retain electronic communications,
    Users must have the following:
    •
    A personal computer with Internet access with 128
    -
    bit encryption or a mobile device
    with either sufficient memory or access to sufficient memory to save any applicable
    electronic communications.
    •
    Internet access with a current version of a widely
    -
    used web browser or our Business
    Mobile Banking App.
    •
    An
    Email
    address.
    •
    Adobe Acrobat Reader 6 or later version (download it at
    https://www.adobe.com
    , or
    other current version of a pdf reader to view statements on a computer. To view
    statements through our Business Mobile Banking App, it may be necessary to download
    additional apps depending on the mobile device.
    •
    Either a printer, hard drive or other storage device.
    Requesting Paper Statements.
    A User may request a paper copy of any online statement by
    accessing our website. We may charge you a fee for a copy request as set forth in our fee
    schedule(s).
    Electronic Communications Will Be Considered "in Writing."
    All electronic communications
    from us are considered "in writing." The Business Authorized Signer accepting this Consent and
    agreeing to the Agreement should retain a copy of this Consent and the Agreement and print or
    save any other electronic communicati
    ons, including the Small Business Online Statement Terms
    and Conditions, as applicable.
    Acceptance of This Consent to Receive Electronic Communications.
    By clicking on the
    “Accept” button, you affirm that you are a Business Authorized
    Signer,
    and you affix your
    signature and agree to receive electronic communications as described in this Consent
    Last
    Updated
    March 2026